Business Insurance for SaaS Companies

Insurance Built for Software Companies — Not Retrofitted for One

Generic small-business insurance is built around job sites and storefronts. Your company has neither. We build coverage around what a SaaS business actually risks — tech E&O, cyber liability, general liability, and D&O for funded teams.

Built for remote-first teams
Tech E&O, cyber, GL & D&O in one program
Contract & questionnaire-ready certificates
A modern SaaS startup team collaborating around laptops in a bright open-plan office

Most Requested Program

Tech E&O + Cyber Liability

Sized to your stage and contracts

SaaS & Software Specialists
Founded 2005
Built for Remote-First Teams
NPN #8608479
Fast, Responsive Service
Startup founders reviewing plans at a whiteboard with laptops open in a modern office

Why Choose Us

Why Software Companies Choose Us

We specialize in insurance for SaaS and software companies. That means we understand product-failure exposure, security-incident exposure, and exactly what your enterprise customers and investors require.

We Speak Software, Not Just Insurance

Tech E&O, cyber liability, and D&O aren't afterthoughts bolted onto a generic small-business policy — we understand what a SaaS company's contracts and security questionnaires actually require.

Sized for Remote-First Operations

No job-site assumptions, no unnecessary coverage for physical operations you don't have. We build a program around how a software company actually runs.

One Program, No Gaps

Tech E&O, cyber, general liability, and D&O structured to work together — so a claim never falls into the gap between two policies that don't talk to each other.

Contract & Questionnaire Ready

Need proof of coverage for an enterprise MSA, a vendor security questionnaire, or a board requirement? We issue certificates quickly so a deal doesn't stall on paperwork.

Founded in 2005

Contractors Choice Agency has placed business insurance for two decades — SaaS Coverage applies that experience to a genuinely different kind of business.

Claims Advocacy

When something happens, you get a direct advocate who understands your business — not a call-center queue reading from a script written for retail shops.

How It Works

Get Covered in 3 Simple Steps

From initial questions to a bound policy — built for founders who don't have time for a process designed around contractors and storefronts.

01

Tell Us About Your Company

A few quick questions about your product, stage, team size, funding, and what your contracts or investors already require.

02

Review Your Program

We put together options across tech E&O, cyber liability, general liability, and D&O — sized to your stage, not a generic small-business template.

03

Get Covered

Bind coverage and get certificates ready for enterprise contracts, vendor questionnaires, or your next board meeting.

Why This Matters

Breach Costs Are a Board-Level Number

$4.44M

Global average cost of a data breach (2025)

Source: IBM Cost of a Data Breach Report, 2025

$10.22M

Average cost of a data breach in the United States (2025)

Source: IBM Cost of a Data Breach Report, 2025

2005

Contractors Choice Agency insuring businesses since

FAQ

Common Questions

Ready to Cover What You're Building?

Get a coverage program built around your product, your stage, and your contracts — not a generic small-business template.